Capital intelligence, independently built.
Why we exist.
Most business owners find out they were unfundable only after a lender says no. By then the damage is done: hard inquiries on the credit file, weeks of lost time, and a profile that looks weaker than when they started.
Givum flips that order. We read your business the way an underwriter does — business credit, personal credit, revenue strength, compliance, and digital congruency — and translate it into plain English: where you stand today, which capital paths are already open, and the specific fixes that unlock more.
Every fix raises your Capital Readiness Score. Every score gain unlocks new programs. You always know where you are, why, and what to do next — with a roadmap that evolves as your business does.
What we believe.
Independent, always.
We aren't owned by a lender and we don't sell your file. Every recommendation follows your profile — not partner incentives.
Intelligence over opinions.
Every insight is grounded in your real signals and a continuously updated knowledge layer of lender criteria.
Advisory, never a promise.
Givum tells you what's likely and what to fix. Final funding decisions rest with the lender — always.
Built for operators and their advisors.
The same platform serves owners running their own capital plan and consultants managing client portfolios.
Powered by Premium Asset Solutions
Givum is built and operated by Premium Asset Solutions, a capital advisory firm with a decade of experience helping operators, consultants, and lenders move real files across the finish line. The platform reflects that experience in software: the same discipline, the same underwriting lens, delivered continuously.
Not a lender. Givum does not originate, underwrite, or issue capital.
Not a broker. We don't earn placement fees for lender recommendations.
Not credit repair. We build the full picture, not single line-item fixes.
Not a marketplace. Your file isn't shopped or sold.
Ready to see what's actually possible?
Three minutes. No credit pull. A full picture of the capital paths open to your business today — and the ones you can unlock next.